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Certificate Accounts are guaranteed savings
vehicles. With terms ranging from 6-months to
5-years, Certificate Accounts can be a great
asset for those wanting to see their money grow
without the fear of any loss. |
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 Certificate
minimum balance is $1,000.00
Dividends
Are Paid Monthly.
Dividends
May Be Retained In Certificates.
Rates
And Fees Are Subject To Change Without
Notice.
The
Annual Percentage Yield (APY) is based on an
assumption that dividends will remain on
deposit until maturity.
Penalty
will apply for early withdrawal of any of
the principal before the maturity date.
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Savings Accounts |
Rate |
Yield |
Minimum Balance to earn APY |
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Regular Share |
.250 |
.250 |
$50.00 |
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Money Market |
.500 |
.501 |
$1,000.00 - $4,999.99 |
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Money Market |
.750 |
.753 |
$5,000.00 - $24,999.99 |
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Money Market |
1.000 |
1.005 |
$25,000.00 - $49,999.99 |
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Money Market |
1.250 |
1.257 |
$50,000.00 and over |
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IRA |
2.200 |
2.222 |
$250.00 |
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IRA Certificates (2 yr) |
2.215 |
2.240 |
$1,000.00 |
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Premier* Certificate Rates |
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Term |
Rate |
Yield |
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6
Months |
1.735 |
1.750 |
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1
Year |
1.833 |
1.850 |
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2
Years |
2.225 |
2.250 |
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3
Years |
2.323 |
2.350 |
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4
Years |
2.469 |
2.500 |
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5
Years |
2.713 |
2.750 |
*As of December 31, 2006, holders of
Premier CDs open with the minimum stated
balance will be eligible for a bonus
dividend to be determined by management.
Bonus dividends are not guaranteed and are
subject to earnings of the credit union.
Premier Certificates are available by
request only. To qualify for Premier CD, you
must maintain an Alliance FCU Power Checking
Account* or Gold Star Checking Account** and
all of their respective requirements
throughout the term of the certificate.
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