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Need some plastic? You've come to the right place. From the Advantage VISA to the VISA Check Card, Alliance FCU has a card to fit every need. 
  VlSA Credit Cards
When you realize the benefits of a Alliance Federal Credit Union Advantage Visa Credit Card, you will want to make sure you have one of your own. Approval is based on certain qualifications. Bring in a current statement from any bank credit card and let us transfer the balance and convert it to our low-cost Visa!

Advantage Visa as low as 8.00%*
No Annual Fee
25 Day Grace Period On Purchases
ATM Access
Low Annual Rate
No Additional Transaction Charges On Cash Advance

**with approved credit.

 
  VlSA Check Cards
Enjoy the convenience of cash and checks now available in one card! It's quicker than making a trip to the ATM, more convenient than writing checks, and safer than carrying cash. Your Alliance FCU VISA Check Card is accepted at millions of merchant locations worldwide.

With an Alliance Check Card, you don’t have to worry about carrying cash, a checkbook or traveler’s checks. Your Check Card allows you to make purchases and obtain cash in many places where checks are not accepted. And you will enjoy the privacy since you don’t have to reveal your home address or telephone number. For even more security, your Alliance Check Card comes with a personal identification number (PIN), which is only known to you.

You can use your Alliance Check Card at supermarkets, department stores, gas stations, restaurants and everywhere credit cards are accepted. So leave your checkbook at home and carry your Alliance Check Card instead! It’s the easy way to pay!

With your VISA Check Card, you now have the option to choose either “Debit” or “Credit.” Both options can be used at the checkout counter, used to make purchases on the internet, or to pay for a fill-up at the gas pump.

When you use your check card as a “Debit” to make a purchase, you may have the option to receive cash back. When selecting “Debit,” you must use your PIN when you make purchases and when you receive cash-back.

When you choose “Credit” all you have to do is swipe, sign and go. When you choose “Credit,” the funds are drawn directly from your checking account. If you currently have a Power Checking Account, whenever you choose the “Credit” option you will receive a Cash Back Benefit on all of your Check Card purchases!

Your VISA Check Card can be used just about anywhere and with the option that best fits you.  All applications are subject to approval.  You must have an open and active checking account with Alliance FCU to qualify.

Apply for your VISA Check Card today!

Download VISA Check Card Application

ATM Surcharges
Some banks are now charging a surcharge or convenience fee for the use of their machines. They must inform you of this and get your approval of the surcharge before you conduct your transaction.

This fee is collected and kept by the bank that owns the ATM. If you are charged a fee and wish to dispute it, you will need to take it up with the financial institution that owns the ATM that you used. If you are using your Alliance Federal Credit Union Credit Card, Check Card or ATM Card, you may use our ATM locations at any of our locations free of any surcharge.


Current Visa Card Holders


Activate Your Card        
Report Lost or Stolen Card

By clicking on the above links, you will be redirected to a secure site to enter your information.

  Download Center
Cardholder Agreements
Visa Credit Card Agreement  October 25, 2010

Visa Check Card Agreement  February 22, 2010

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Cardholder Dispute Form
Transaction Dispute Form

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Contact the Credit Union 
Locations & Hours
Alliance Federal Credit Union 
PO Box 64970  Lubbock, TX 79464
 Phone 806.798.5554 / 800.687.4328
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Your savings federally insured to at least $250,000 and backed by the full faith & credit of the U.S. Government.
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