*2.4% Annual Percentage Rate (APR) reflects all available discounts. Discounts subject to change. Rates vary with amount financed, term and your credit history. Collateral conditions apply.

Consider Alliance FCU your loan specialist. We make borrowing money a quick and easy process. Plus, our competitive rates and terms save you money.

Find Your Financial Officer

 

       Selecting A Loan
Selecting a loan that is right for you is fairly simple. Alliance FCU has a great line of loan and credit products for qualified members. We offer a range of loan options for you including personal, auto, boat, RV, home equity, home improvement, HELOC, lines of credit, credit cards and low cost loans.

Find out which one is the best option for you and contact a Financial Officer today!
 

 

     Auto Loans

Selecting the right auto loan is as important as finding just what you want in a car or truck. Look at Alliance FCU's loan choices and choose the terms that fit your needs.

You can apply for your loan online today, or call us if you’d like to talk to a Financial Officer. We look forward to working with you.

Have you considered refinancing your auto loan as a way to cut down on monthly expenses? The same rates apply when you refinance your current auto loan from another financial institution with Alliance FCU.

Features & Benefits

  • Low rates for both new and used cars
  • Refinance your current auto loan from another financial institution
  • Free online account access
  • Automatic Payment Options

 

     Business Lending

There are many reasons for our business members to get a commercial loan. Whether it’s purchasing new equipment, purchasing a new building or expanding your current business location through construction of a new building, we are here to help our business members in any way that we can.  That’s why our loan program is designed to be flexible enough to suit any of our member’s business needs.

Loans available include:

  • Collateral Loans (Equipment, Inventory, Accounts Receivable & Contracts)
  • Commercial Real Estate Loans (Construction/Term)
  • Unsecured Business Loans
  • Lines of Credit
  • Letters of Credit Standby or Performance

*Terms and available interest rates vary.

 
     Other Types of Loans
Secured
Whether you are interested in a new or used vehicle or want to make your weekends more fun with a new boat or recreational vehicle your Credit Union can help. Loans are granted for any worthwhile purpose and secured by collateral such as a vehicle, boat, or funds on deposit in your AFCU savings account or term share certificate.

Unsecured
Unsecured loans are referred to as signature loans and are based on the ability to repay. Your Credit Union can provide you with funds for a new baby, a family member in need, bill consolidations or a car that needs repaired. Hundreds of people every year use this type loan to enjoy family vacations or help finance an education. We can help you cope with those unplanned expenses that happen to all of us, with a quick and easy signature loan.

Low Cost Loans

Alliance Federal Credit Union has been a dependable source of low cost credit for its members for more than 60 years. Loans are granted on the ability to repay, which includes consideration of income, monthly expenses, and previous credit history. Your application will receive prompt, courteous and confidential attention. Members pay interest on the daily unpaid balance of the loan with no penalty for early repayment. Contact us for the latest information on rates and terms. Loans for any major purpose may be approved in advance to allow you to relax, take your time and negotiate the best deal possible knowing financing has been pre-approved. Come in and discuss your financial needs with one of our loan officers and they can approve a loan amount for you!
 
    Online Loan Applications

Apply Online! You don't have to make a trip to the credit union. Simply log on to CU Online and fill out the application. It's that easy.

If you have not been set up for CU Online, click here.

Online loan applications available include the following:
New or Used Auto
New or Used Boats, RVs and Motorcycles
Credit Card
Overdraft Protection
Signature Loan
Home Equity Prequalification

You may also download a copy of the application by clicking the following links:
Master Loan Application
Vehicle Loan Application
 

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Contact the Credit Union 
Locations & Hours
Alliance Federal Credit Union 
PO Box 64970  Lubbock, TX 79464
 Phone 806.798.5554 / 800.687.4328
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