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Personal savings brings peace of mind. A credit
union share account can help you make the most
of your savings. These accounts are the
foundation of the credit union and make the
depositor a voting member/owner. Once you have
established your share account, you are then
eligible for any other service the credit union
offers.
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With a minimum opening deposit of $5.00, you
are purchasing a share of the credit union.
Dividends are paid monthly based on the
daily balance for the month. The account
must maintain a minimum balance of $50.00 to
receive a dividend. The account must
maintain a minimum balance of $5.00 to
remain open.
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Money Market Accounts
Money Market Accounts
provide better access to your money than a
traditional term share certificate. It’s a
great way to earn higher returns without
tying your money up. Six (6) withdrawals or
transfers are allowed per month without
penalty.
Rates
are competitive and dividends are calculated
daily and paid monthly. A minimum balance of
$1,000.00 is required for Money Market
Accounts.
Term Share
Certificates
Term Share Certificates offer a high-yield
alternative to a traditional savings
account. A certificate may be opened with a
minimum deposit of $1000.00. We offer terms
from ninety (90) days to sixty (60) months
to suit your investment needs. Dividends are
calculated daily and paid to your account
monthly based on a calendar month. Call the
credit union for current rates and yields.
Individual
Retirement Accounts
Whether you rollover your funds , directly
transfer, or make contributions, we can open
an IRA for you. The credit union offers
Traditional, Roth, and Educational IRAs.
Alliance FCU imposes no opening, closing or
maintenance fees. IRA’s are separately
insured to $100,000.00 by the NCUA. An IRA
offers security for the retirement years and
tax savings for today. A minimum balance of
$250.00 is required for IRA accounts.
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